BACONES, Nepthali. The Mediating Role of Financial Health on the Relationship Between Financial Personality Types, Credit Dependency, and Financial Preparedness for Emergencies among SUCs Educators: Basis for a Program. International Journal of Multidisciplinary: Applied Business and Education Research, Malang, Indonesia, v. 7, n. 5, p. 1928–1950, 2026. DOI: 10.11594/ijmaber.07.05.08. Disponível em: https://www.ijmaberjournal.org/index.php/ijmaber/article/view/3185. Acesso em: 23 may. 2026.